Here is a great guide titled MYTHS VS FACTS- 10 common down payment myths debunked

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Click above to read the full report but here are some highlights..

Myth #1: Down payment assistance programs
are only for first-time home buyers.

Myth #2: It’s difficult to qualify for home buyer programs.

Myth #3: Assistance programs are no longer funded.

Myth #4: Down payment assistance programs
make home financing more difficult.

Myth #5: Down payment assistance is only for
very low cost homes.

Myth #6: Down payment assistance is
only compatible with FHA loans.

Myth #7: Down payment
assistance dollars are
never forgiven.

Myth #8: Down payment assistance programs
guarantee longer closing time lines.

Myth #9: Sellers won’t accept offers
with layered financing.

Myth #10: A bigger down
payment is always better.